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Jewelry loans are simple to do at Steins. No credit check ever required. All you need is jewelry, valid ID and 18 years or older. Our loans are for 30 days and we have a 30 day grace period. That’s 60 days we will hold our jewelry for collateral. If you need longer time, simply just pay the interest and the 60 days starts from that date.

We take gold, silver, platinum, diamonds… broken or not. If it has a value to us, we can do a loan for you!

What do we buy and loan on?

Below are the  items that you can usually sell or use as collateral for a loan.  If you don’t see the item you’re looking for don’t hesitate to call us or stop in.

Gold

Gold

• Gold
• Scrap gold
• Broken gold
• Rings necklaces, bracelets, pins, watches
• Gold brooches
• Gold watches
• Junk gold
• Dental gold
• Gold coins
• Gold bars
• Gold ingots
• Gold jewelry
• Gold and silver class rings

Silver

Silver

• Silver
• Silver bars
• Silver coins
• Silver ingots
• Silver necklaces
• Silver bracelets
• Silver rings
• Silver belt buckles
• Silverware
• Silver candlesticks
• Sterling Silver
• Coin Silver
• Fine silver
• Junk or broken silverware
• Junk or broken silver candlesticks
• Silver jewelry

Diamond

Diamond

• Diamonds
• Loose diamonds
• Diamond rings
• Diamond earrings
• Diamond necklaces
• Diamond pendants
• Diamond brooches

Other

Other

• Platinum
• Platinum coins
• Platinum bars
• Platinum ingots
• Antique jewelry
• Estate Jewelry
• US Coins

How does a loan work?

Getting a loan on your gold or other precious metals and valuables is really a very easy process.

Simply bring in your items you want to get a loan on.  We will evaluate each piece and we will ask you how much you are looking to borrow.  The less you borrow, the less interest will be collected. Stein’s is not a pressure store. We are here for you.

Once we examine your item, we will determine a value (offer) that we are authorized to pay you for your item(s) as a buy, or lend you money, using your item(s) as collateral.  We try to pay you more on items you wish to sell outright. If you decided to use your jewelry for collateral for the loan, we will lend you the money and you will have 30 days to come back into the store, pay back the loan with interest.  If you need more time on a loan, simply just pay that months interest and renew the loan.

Steins will give you a 30 day loan on any precious metal or jewelry and if you need more time, we can extend it for another 30 days. Just pay the financing charge when picking up your item. Need even longer? Just pay off the financing fee and start the loan time all over again! Super easy, no pressure! No credit check. Bad credit? No problem as you are using your jewelry as collateral.

Trade your jewelry for gorgeous rings! Simply bring in your old jewelry and shop at Stein’s vast selection of jewelry. Let’s make a deal!

Get a Loan Today! Simply go to our store and show us what you have. Call if any questions 414-272-2356

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